Health

Applicants for life insurance are classified by insurance companies into different rating categories based on numerous factors such as your health, your driving record, your family history, any risky sports or hobbies that you may have and several other factors. Foreign Travel may be an important factor if you have plans to go to a high-risk war torn country for example.

Typically, the most important factor is your health. Several issues are closely watched by insurance companies as overall indicators or your health. The most important are your weight and your cholesterol. Other factors that underwriters will take a close look at include your liver enzymes, your overall blood chemistry and your urinalysis.

Life insurance policy underwriting is custom-tailored to your particular circumstances and the underwriter places you into a rating category based on your expected mortality. We specialize in using our experience with multiple carriers to match your circumstances to the appropriate life insurance company for you.

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First Name:
Last Name:
Email:
Phone:
Birthdate:
Sex: Male Female
Smoker: Yes   No
Health: Regular   Regular Plus
Preferred   Preferred Plus
State:
Duration:
Amount:
Premiums Paid: Annual   Monthly
 

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